Legal Services

Comprehensive Legal Services
for Clients in Antioch, Round Lake, Waukegan, Zion, and North Chicago, IL

Most adults in the United States have at least a little bit of debt. It can be in the form of credit cards, car loans, mortgages, student loans, or personal loans. Not all debt is bad; very few people are able to make large purchases such as buying homes or vehicles without taking on some debt. Paying your debt back on schedule helps build your credit, opening new financial opportunities. With the right planning and some luck, escaping debt is entirely possible. Unfortunately, circumstances change in life that make it difficult or impossible to repay our loans on time. That means you will need to file for bankruptcy or debt consolidation, which means you will also need the assistance of a bankruptcy attorney. At Kenneth S. Borcia & Associates, we are proud to be that attorney. Our team provides professional legal services to clients facing financial hardship throughout Waukegan, Zion, North Chicago, Antioch, Round Lake, Mundelein, Gurnee, IL, and the surrounding areas. Contact our office today to learn more or schedule an initial consultation.

Trust Our Team When You Need Legal Services

Facing bankruptcy or financial hardships can be stressful. Fortunately, trusting an experienced team when you need legal services can help you navigate the process as smoothly as possible. Kenneth S. Borcia & Associates is here to help. Here are just a few of the benefits that come with working with our office:


  • Experienced Advice: While this is likely the first time you have dealt with this sort of thing, our team has seen it all. We are here to answer your questions, address your concerns, and help you identify the best course of action for your situation. Working with an experienced professional will help you feel more relaxed about the situation and help you take the first steps towards organizing, managing, and eliminating your debt once and for all.
  • Meeting Deadlines: The success of your application will depend in part on whether you've met certain deadlines. When you retain our legal services, we will keep track of every important date so you can focus on other things.
  • Accuracy & Efficiency: It's important to submit correct information when filing for bankruptcy or taking other action to manage your debt. Our team is here to make sure that all of the information you provide is complete and accurate. This helps your application go through processing as quickly as possible so you reach a resultion.
  • Advocacy & Support: Many people feel complex emotions when it comes to declaring bankruptcy or managing their debt. However, there is no shame in being in this situation, and having experienced help can offer hope. When you retain our legal services, you will have an experienced adovate in your corner. We are committed to helping you take control of your life again by managing your debt.
  • A Cohesive Plan: Dealing with debt can be overwhelming. Our legal services are designed to streamline the process and help you develop an actionable plan that will get you on the right track. We will work with you every step of the way.


If you have any questions about the legal services that our team provides to the greater Waukegan, IL area, please give our office a call!

Our Legal Services


Chapter 7 Bankruptcy

 

Filing Chapter 7 bankruptcy is for individuals who cannot pay their existing debt. Debt such as credit cards, utility bills, and medical bills cannot be forgiven. Click here to learn more about our chapter 7 bankruptcy service!

Chapter 13 Bankruptcy

 

Chapter 13 bankruptcy is like chapter 7 bankruptcy, but it does not involve the selling of your assets to help pay back your debt. Instead, you will be put on a chapter 13 payment plan that consolidates your debt and makes it possible to become debt-free. Click here to learn more about our chapter 13 bankruptcy service!

Foreclosure

 

Foreclosure occurs when you have defaulted on your mortgage loan. This means that the bank is seeking to take ownership of the property from you. If your bank is attempting to foreclose upon your property, you will need the help of our legal services. Click here to learn more about how we can help you in the foreclosure process!

Debt Consolidation


Debt consolidation takes multiple high-interest debts and consolidates them into one singular low-interest payment. It is a way to reorganize your debt and pay it off faster. Click here to learn more about debt consolidation!

Contact Our Bankruptcy Lawyer Today!


Kenneth S. Borcia & Associates is a debt relief and bankruptcy attorney serving Waukegan, Antioch, and Lake County, IL. We have decades of experience helping individuals become debt-free. Our law firm offers many legal services for debt relief such as chapter 7 bankruptcy, chapter 13 bankruptcy, debt consolidation, and foreclosure. Contact us today to schedule your consultation!